Purchase Our Performing Loans

Many investors today are looking for attractive non-traditional investment opportunities.  In most cases your financial adviser cannot recommend investment opportunities that are not traditional in nature.  At Capital Management we offer an attractive investment opportunity for those seeking these non-traditional avenues.  We provide financing to sub-prime mobile and manufactured home owners.  These loans are funded by our investors and provide attractive interest rates for our investors.  Below you will find some of the details of the loans.  If you are interested in this investment opportunity please call Louis Lantz today for more information.

BENEFITS

• Directly receive monthly payments.
• 1st lien position loans secured on AZ. DOT titles.
• Well secured, with a minimum of 35% appraised equity.
• Homes (loan security) located in four star Arizona communities.
• Receive a fully documented loan package for each loan investment

RATE & TERMS

Loan term		60 - 120 months amortization
Loan to value/purchase		maximum loan, 65% of appraised market value
Loan to value/refinance		maximum loan, 60% of appraised market value Interest rates 12% to 15%
Fees		none, borrower pays

COMMUNITY TYPES

• Fifty five plus: mostly retired, fixed income borrowers, many amenities.
• Resort: all ages but typically 55+, primarily 2nd homes with sport amenities.

INVESTOR LOAN PACKAGE TO INCLUDE

• Executed application
• Income verifications: statements for: S.S./pension/checking account(s)
• Credit report
• Promissory note
• New title(s) with investor's entity shown as lien holder
• Copy of community lease agreement
• Copy of driver's license(s)
• Approved chattel appraisal
• If a refinance loan, items that were paid off
• If a purchase loan, a copy of the purchase agreement
• Evidence of home insurance with investor's entity named as mortgagee
• Truth In Lending statement

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